Bill-ingual

Bill-ingual is an AI-powered financial document translator that turns confusing financial paperwork into clear, actionable explanations. Upload a mortgage statement, medical bill, insurance EOB, or tax notice, and Bill-ingual delivers a three-layer breakdown: (1) What does this say — a plain-language explanation of every line item, (2) Why should I care — what changed, what's unusual, and what it means for your wallet, and (3) What should I do — concrete next steps including pre-written dispute letters and call scripts when applicable.

The problem is massive: 79 million Americans are confused by their medical bills, 53% of homeowners are blindsided by escrow payment increases, and 80% of medical bills contain errors. Yet no consumer tool exists that looks at your specific document and tells you what it means. Bill-ingual fills that gap.

Built with React/Next.js and multimodal AI for document parsing and financial reasoning. The AI doesn't just summarize — it understands financial context, detects discrepancies (like a medical bill that doesn't match your insurance EOB), and generates actionable output.

Built by Dan, Jackie, and Kevin at the HACathon: Building AI for Finance.